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Archive for May, 2011

Rise of the middle class

13 May

Kenya’s middle class has recently grown by about 10%, making it home for one of the largest middle class populations in sub-Saharan Africa. It has become a booming economic center complete with multinational businesses, towering office buildings and a growing middle class.

The rise of the middle class citizens which currently stands at 44.95%, places the country well above the average for the whole of Africa.

So who is the middle class?

The middle class is basically defined largely in terms of higher income relative to the average. That is usually individuals with an annual income “exceeding USD3.900 in purchasing power parity terms”

Other factors that are important in defining the middle class include other variables such as education, professions, aspirations and lifestyle.

So in a nutshell,economic growth is the main factor that has determined the rise of the middle class, ultimately leading to a boom in other industries such as the property and tourism.

 
 

The Kenyan agricultural sector

11 May

Although only 15% of Kenya’s total land area has sufficient fertility and rainfall to be farmed, the agricultural sector continues to dominate the economy. It is the second largest contributor to Kenya’s gross domestic product (GDP), after the service sector.

Kenya is Africa’s leading tea producer, with black tea being the leading foreign exchange earner. Another leading foreign exchange earner in the agricultural sector is coffee which is the third leading earner.

In recent years Kenyan Horticulture has become increasingly prominent ranking in as the third leading agricultural export. The success of the horticulture industry in Kenya has created a variety of investment opportunities for investment opportunities some of which include

  • Fruit processing
  • Seed production and plant propagation
  • Provision of both sea and airfreight

Given its convenient access to the regional market, strategic location, and good standard of living for foreign investors, Kenya makes a perfect investment hub…



 
 

Find yourself… on the bus

10 May

We literally spend a substantial amount of time on the bus, train or some form of public transport on our way to and from work. Let’s say your daily commute amounts to 1hour, do you actually ever plan ahead on how to spend that extra one hour in your day? Weather you decide to catch up on lost sleep or catch up on what’s happening around you, here are a few ideas on how to put your commute to work more useful:

Make new friends

You know that lady who sits next to you almost every day on your way to work? I know you are probably thinking, “What do we have in common?” Well your jobs for starters, chances are you both probably hate your jobs. That’s a good conversation starter…

Read a good book

Philosophy, poetry or fiction…  Anything to get you in a good mood for work…

Meditate

If you have never tried this, it is a perfect way to relax yourself. It will help you deal with the stresses of work, and at the end of the day it will help you wind down after that stressful day

Write your goals for the day

Once you write down a goal and give it a timeline it becomes achievable. This will help you pace yourself for the day, just so you don’t find yourself at the end of the day with a million things still yet to be done.

So instead of obsessing over how inconvenient your daily commute is embrace it you will be a much happier person by the time you get to work.

 
 

General Cost of living

09 May

The general cost of living in Kenya, in percentage is said to be

TRANSPORT 18.75%

RESTAURANTS 13.30%

SPORTS AND LEISURE 10.13%

RENT PER MONTH 15.04%

CLOTHING AND SHOES 5.83%

MARKETS 12.94%

UTILITIES 13.81 %

With general cost of living in Kenya said to be rising, people overseas are able to help their family and friends,using transfer companies with good rates and speedy processing, one can send cash to a person in Kenya in aid to the general cost of leaving and also have a little extra for them to use for luxury.

 
 

Thumbs up

06 May

Two thumbs up for the transfer companies that have help Kenyans in the diaspora, many have been using the so called  ’BRANCHLESS BANKING’  Mpesa mobile banking has been a great method, for senders to send hard cash to their loved ones. mukuru.com has been in right standing with this form of money transfer that is in connection with outlet Mpesa with fixed rates and options for payment type, credit card, transfer or deposit.Great job money transfer companies, you have made it easier for Kenyan in the diaspora to send money to their family and friends

 
 

Geography

05 May

Kenya lies across the equator in east-central Africa, on the coast of the Indian Ocean. It is twice the size of Nevada. Kenya borders Somalia to the east, Ethiopia to the north, Tanzania to the south, Uganda to the west, and Sudan to the northwest. In the north, the land is arid; the southwest corner is in the fertile Lake Victoria Basin; and a length of the eastern depression of the Great Rift Valley separates western highlands from those that rise from the lowland coastal strip.

 
 

Early economic activities

04 May

Archaeological research indicates modern man first appeared in Kenya and as a result, the country with its East African neighbours is almost certainly considered the cradle of mankind. Because of the varied geography and weather, people performing varied economic activities and thus developing varied cultures have been living in Kenya since the dawn of mankind. The first and successful attempt to merge these diverse and rich cultures under a nation was done by the arrival of Europeans around 19th century. Initially, peoples of then Kenya interacted through trade, intermarriages and frequent wars though each remained politically independent of the other.

 
 

Check the company first

03 May

Generally, to find the perfect transfer, one needs to check, the security measures,if the company will be secure enough not to get their personal details, like the bank details, also may have to check who they are affiliated in terms of cash collection points and the time in which that specific company has been running for is also a fact to check for the longer it has been running the better.Before one checks for how good or great the rates are in comparison to other transfer company, the need to check and confirm the legibility of that specific transfer company  would be a great way of protecting yourself from unnecessary difficulties or inconvenience